You are currently browsing the archives for the Housing category.


Categories

Archives

illustration + web design + graphic design

Archive for the 'Housing' Category


A Happy Ending/Beginning for our Condo

Friday, August 29th, 2008

I believe we left off with “Bob” trying to evict us. Steve wrote him an email that basically said: you can take us to court, you don’t own the place, you’re going to lose and you’re going to pay our court fees. We haven’t heard from him since then. (If you are not familiar with this story, you may want to start from the beginning - all related posts found here)

As for the condo, the funding company that bought it (RFC) originally hired a realtor to sell it (”Jim” from the first post). That realtor didn’t really do much, so in June they hired a new realtor, Jeff. Jeff is not the type to sit on his ass, he gets things done. He got our lock changed, got our names in the keypad, and finally listed the place for sale.

Also around this time we discovered that RFC hadn’t been cashing our rent checks. Steve had them on an automatic bill payment through his bank and after three months, the funds would pop back into his account if they weren’t cashed. This kind of shocked and worried us. For one, why weren’t they cashing them? Two, are they going to try at some point? Three, what if we get out of this rent free!?!?

Anyway, listing the condo prompted us to get our act together and figure out whether or not we really wanted to buy our current home. After much thought we decided that if it were the right price, we could happily purchase and live in it for several (if not more) years.

We then began the rigorous home buying process and made an offer that the RFC gladly accepted. Which then took us through 30 days of title clearing, appraisals, check writing and such.

At some point during the lending process we had to tackle the rent check problem. Steve finally spoke to someone at RFC who claimed that only two checks had arrived, which was clearly a lie. The woman did more poking around and discovered the other checks. It was an aggravating conversation for Steve, but it all worked out.

Last night our broker came over and we signed 10 million pieces of paper, making us the official owners! …In San Francisco, I never would have thought! All I have to say at this point is, IN YOUR FACE, JERKFACE “BOB”!

Oh, and we get to keep the rent checks! Woo hoo!

Ridiculous x 1000

Friday, March 14th, 2008

The condo saga continues. Today “Bob” left a notice of eviction on our door. For a property that he doesn’t own. Isn’t that hilarious? This story just keeps going!

An Update on our Living Situation

Wednesday, March 5th, 2008

Because I know you’re all just dying to know ;)

For a while there we were hoping that the bank or funding company that owns the condo now wouldn’t ask for rent. Because banks aren’t in the renting business, they are in the selling business. Well, that turned out to be BS. The bank’s lawyer called last week to ask for all the rent from Oct to present. And we were hoping for a freebie :(

As for the condo, they still plan on selling it (with us in it). But I don’t think it has been listed yet. It would be great if we could buy it, but we don’t have a down payment. And if we were going to take the plunge I’d rather look around some to make sure we are getting the best home possible. Not that we don’t like this place. I’m going to be very sad, and angry to move out.

Which reminds me, our unit came with a storage locker that our old landlord “Bob” refused to hand over. This past weekend we finally got in there, and guess what we found? You’re thinking it’s packed full of stuff right? Maybe some gold bullions or a box full of jewels? No, no my friend. The only thing in there is a medium sized box of clothes. He made our lives miserable (I asked him to get his stuff out repeatedly), for a stupid box of stinky clothes. That bastard.

Oh yeah, and one more thing. Up until about a week or two ago he was STILL asking for rent. Rent plus late dues, actually. We have a copy of the deed, we know he doesn’t own it. He’s clearly on crack, or believes we are for thinking we’d actually give him money.

Housing Update

Wednesday, January 23rd, 2008

To give you all a little update on the housing situation, the original realtor has been in touch and wants to come over to take pictures. As it turns out, the funding company is going to sell the condo occupied. So it looks like we’ll have to pay rent to whom ever buys it, then we’ll probably have to move out when the lease ends, which is Sept. 30, five days before our wedding. I don’t think I’ll want to add the stress of moving to the stress I’ll already be under. So most likely we’ll try to move before that. Do you have any idea how extremely angry all of this makes me? Apartment hunting, again!?!?! Boo :(

The Most Outrageous Move

Thursday, October 18th, 2007

As most of you know, Steve and I were looking for an apartment in the city and have since moved. The story of our move is unbelievable, and because of potential legal issues, I’m not going to use anyone’s real name.

After a really long apartment search, we finally found one on the edge of The Mission and Potrero Hill. It’s a great spot, about four long blocks from the BART station. We were very excited about moving into our new gorgeous loft. We planned on moving things in gradually, starting on the 1st of October, and then the big move on the 6th.

We unlocked the door Monday morning, the 1st, and discovered that our new landlord (we’ll call him Bob), had not removed his belongings. I promptly got a little angry because this put a big kink in our plans. But ok, we’ll just move it all on Saturday, the 6th. I tried to call Bob and got a woman’s voicemail, which freaked me out a little - oh my gosh, has he scammed us? I left a message anyway and emailed him as soon as I got to work. He called me back pretty quickly and explained that he thought we were moving on the 6th. I said we can do that, but you need to pro-rate the rent. Ok, no problem.

Later in the week I got a little worried and emailed Bob to confirm that he’d be out BY the 6th, not ON the 6th because we rented a truck and were full-on packing. He assured me that he would. Then Friday night, the 5th, Bob left me a voicemail saying that we needed to move the following weekend because he hadn’t packed yet. I was ticked off to say the least. I called him back and said no, we have rented a truck and are completely packed, we have to move tomorrow. He said ok, I’ll pack up tonight.

Saturday morning, the 6th, the day of the big move. At 7:30am we get a phone call that went into voicemail. The message was from Bob stating that we had to move on Sunday because he wasn’t out yet. I was extremely angry now. I had Steve call him back because I knew I couldn’t speak calmly. Steve explained to Bob that there’s no way we could move the next day. We had a truck, were completely packed, and had friends ready to go. Steve figured out that Bob had not packed a thing, and basically we needed to go there, pack him and move him. I agreed, and hoped that our friends would help.

We called our friends and, thankfully, they agreed to this craziness. We picked up the truck and showed up at our new place to pack and move our new landlord out. He was there with his girlfriend and they seemed to just be (according to my friends), walking back and forth in the area by the door, moving things from one box to another. Bob didn’t have a ton of stuff, just a couch, a table and three closets full of clothes, among some other very strange items that I won’t list here.

After we had Bob all packed up we loaded the truck and moved him to the storage facility on the other side of the building. While we were loading I asked if they would be cleaning the apartment when we went down to San Mateo, and he said yes. The storage place was pretty messed up, you needed a code for everything (door, elevator and unit) and Bob didn’t know any of them because his girlfriend purchased it. After finally getting in we were moving everything up and Bob disappeared. I called him and he said he was cleaning. Um, what?!?! No, you help us move YOUR stuff Bob, then you clean. So he came running over.

During the move into the storage unit Steve had a moment alone with Bob and asked what he was going to do about October’s rent. Bob asked what would you like? Steve said make an offer. Bob offered for October to be free. Both Steve and I felt that was a very fair offer for all the hassle of having us and our friends pack and move him.

Once that was finally done we all headed down to San Mateo and loaded up our stuff. When we got back Bob and his woman still weren’t done cleaning and needed another half an hour. So we moved our things into the courtyard. Then three of us went back to SM for the small amount of items remaining. Finally, at 8:00pm we were finished with a job that should have been done at 4:00pm. We thanked our friends profusely and fed them beer and pizza.

There were still a few things left to deal with though. Bob didn’t clear out his storage unit at the apartment, didn’t leave us a working remote for the garage, and we could not figure out where the garbage was supposed to go. So we tried calling him on Sunday, no response. Tried again on Monday, no response. Then finally later in the day, Monday, an email with answers to our questions.

Phew, everything is done and dealt with. But wait, there’s more…

Tuesday when I came home from work there was a notice on the door. NOTICE, in big red letters. It read something to this effect, “Dear Owners/Occupants, the apartment that you are now occupying has been foreclosed and is now the property of the bank. You are to vacate the premises… blah blah.”

WHAT???? What? Are you kidding me? This nightmare just got so much worse than I could have ever imagined!

I called Steve at work and read the letter to him. He emailed Bob (we had no internet at the apartment), and called Bob’s realtor (we’ll call him George) to leave a message. I called the real estate representative that left the letter (we’ll call him Jim) and left a message with him. No one got back to us that night. We spent the whole evening going over the whole thing, wondering what we could have done, what we’ll need to do, how we might need to take legal action. It was terrible.

I had just packed and moved. Finding an apartment was stressful and difficult. I did NOT want to go through that again! And the cost of moving, and the friends that helped… And on top of that, I was looking forward to focusing on wedding stuff for a change, not another apartment hunt! Too much to handle! Head going to explode!!!

The next day (this would be Wednesday) we got in touch with a few people. We exchanged a lot of email with George. We were going to hold him responsible because he should have done a better job checking up on Bob before listing the place for rent. After some back and forth with George, he understood where we were coming from and just wanted to make it all better. He also wanted Bob to step up and take responsibility, which he was not doing.

Then Jim called me back. He didn’t know that there were tenants in the apartment, which changed everything. Now the case needed to go to the bank’s lawyers instead of a real estate company. He assured me that we wouldn’t have to move out for at least a month, or that we may end up renting from the bank, or they could sell it occupied. In any case, not to worry.

Ok, we started to feel much better. George also contacted Jim and reassured us again that we would be fine, that the bank would probably do their best to make this turn out well. No worries. We’re all set, now we just have to wait for a call from some lawyers, while we sit in limbo.

And the icing on top of the cake…

Sunday, a week after moving and freaking and calming down, I exchanged some IM’s with Bob. I asked about him getting out of the apartment storage unit. He said he’d be out on Friday, and could he have October’s rent.

What?? Are you insane?

I explained that we wouldn’t be paying him rent because the bank owns the place, and we’re not going to do anything until their lawyers contact us. And on top of that, he gave us October for free. He remembered then, and agreed. Then said that he’d also have his lawyers contact us. But you know, I don’t think it matters much what his lawyers say. Just the bank at this point.

So there you have it, the most ridiculous move that Steve or I have ever had or heard about.

Moving to the Mission!

Monday, September 10th, 2007

Phew, finally! After about a month of looking (felt more like 3) we finally found a place. It’s on the edge of the Mission by Potrero Hill and SOMA.

We snagged an awesome 1 bedroom loft with an open living plan - I’ve been itching to have a place like this. The only doors are on the one and half bathrooms and the closets. So the kitchen, living and dining area are basically all one. And the kitchen is fantastic - stainless steel appliances, big beautiful stove. The walls are colorful too, not boring old white.

The place is about .4 miles from all the cool restaurants and shops on Mission street. And two blocks from the grocery store. We’ll move in the first weekend of October. And I can’t wait for that 16 minute commute! :)

Apartment Hunting Sucks

Friday, August 24th, 2007

For those of you that personally know me, this may be of interest. We’re moving to the city!

Last month Steve started working at a new job in SOMA (South of Market) and so we officially decided it was time to make the big move. I started looking at places on Craigslist about three weeks ago. We’re looking in a few specific neighborhoods: Noe Valley, Mission Dolores, Hayes Valley, Cole Valley, North Beach (maybe), and Haight. In addition to our picky-ness about where we want to move we also have two other specific criteria; we have the dog and we MUST have a garage (for our precious motorcycles). So needless to say, it’s a slow search.

Our landlord has been kind enough (after a lot of painful back and forth) to give us until October 15th. For a while we thought we only had until September 15th, which was giving me much stress. I won’t bore you with the details of our arguments, but she’s quite a moron. Anyway, I’m relieved to have the extra time. Hopefully it will allow us to hold out for just the right place. I figure I can start panicking around the end of September.

So wish us luck! Because so far our choices have been slim.